- In addition to activities that are typical of a commercial bank, the IDBI has an operational line geared to financing industrial sectors.
- Corporate clients are served through three lines: Corporate Banking Group-I (CBG-I), Corporate Banking Group-II (CBG-II) and Infrastructure Corporate Group (ICG). While CBG I and CBG II attend to medium and large corporate clients, ICG serves corporate clients in the sector of infrastructure, which includes energy, telecommunications, ports, roads and bridges, airports and urban infrastructure development, among other subsectors.
- In the last years, the Bank has expanded its share in restoring direct retail credit to farmers involved in cultivation and related activities, to increase its reach in the Indian territory, as well as its access to credit for the Indian population.
- The IDBI has cooperation arrangements with other development banks in India:
IDBI-SIDBI: several Memorandums of Understanding geared to offer subsidized loan services for micro, small and medium enterprises (MSMEs)
IDBI-Exim: signed a Memorandum of Cooperation to co-finance, co-organize and subsidize foreign currency loans to enterprises geared to exports, especially MSMEs